Category: Product Updates

Apple Wallet Comes to NetTrack: Apple Card, Apple Cash, and UK Bank Accounts
NetTrack can now read accounts directly from Apple Wallet — Apple Card, Apple Cash, and Apple Savings in the US, and in the United Kingdom, the bank accounts you’ve connected to Wallet through open banking.

For UK users especially, this is the big one: Barclays, HSBC, Lloyds, Monzo, Nationwide, NatWest, Santander and more, linked in a couple of taps, on the free plan. Here’s how it works, plus a round of investment tracking upgrades that shipped alongside it in NetTrack 1.6.10.

Apple Card, Apple Cash, and Savings — connected directly

Apple Card has never been linkable. Not in NetTrack, not in Monarch, not in Empower, not anywhere. It has no online banking portal for an aggregator to log into, so every net worth app in the world has had the same answer: add it as a manual account and update the balance yourself.

That changes now. NetTrack reads Apple Card, Apple Cash, and Apple Savings directly from Wallet on your iPhone, using Apple’s FinanceKit framework — the pipe Apple built for exactly this purpose, and one that requires a per-app entitlement Apple reviews and grants individually. We applied, and we were approved.

Go to Add Account → Apple Wallet, and iOS shows you its own permission sheet: you pick which accounts to share, Apple hands them over, and NetTrack pulls in balances and transactions. From that point on your Apple Card sits alongside every other account — in your net worth, your snapshots, your cash flow, your budget, your spending reports. Not as a manual placeholder you have to remember to update. As a real, refreshing account.

UK bank accounts, through the same door

In the United Kingdom, Wallet does more than hold cards. On iOS 18.4 and later, it exposes open banking data for the UK bank accounts you’ve connected to it, through the same permission sheet. Apple currently makes thirteen institutions available to apps like ours: Barclays, Barclaycard, First Direct, Halifax, HSBC, Lloyds, M&S Bank, MBNA, Monzo, Nationwide, NatWest, Royal Bank of Scotland, and Santander.

So if you’re a UK user who’s been maintaining manual accounts because US-centric aggregator coverage never quite reached you: connect your accounts in Wallet, tap Add Account → Apple Wallet in NetTrack, and they flow in with balances and transactions like any other linked account. They feed your net worth, your budget, your cash flow, and your reports the same way.

Same screen, same free tier, same on-device privacy model as Apple Card. No credentials, no third-party aggregator, no waiting on coverage.

What to know
- It’s free. Apple Wallet accounts don’t count against the 5-connection limit on the free plan.
- The data never round-trips through a middleman. FinanceKit is an on-device store. Your phone reads it and syncs it into your own NetTrack account — there’s no aggregator holding credentials, because there are no credentials to hold.
- You choose the accounts, and you can change your mind. Sharing is managed in iOS Settings → Privacy & Security → Wallet, not by us.
- Requires iOS 17.4 or later (iOS 18.4+ for UK open banking accounts), and at least one supported account in Wallet. Apple Card Family participants and Apple Cash Family child accounts aren’t exposed by Apple.
Investment tracking upgrades

The Portfolio screen got a rebuilt performance engine in the same release.

Time-weighted returns. Your return is now computed the way brokerages compute theirs — a chained daily time-weighted return, measuring each day against the capital actually at work that day. Deposits and withdrawals move your balance, not your return, which means the figure in NetTrack lines up with the one on your broker’s statement. We checked ours against Fidelity’s per-account numbers and matched to within three hundredths of a percentage point.

Contributions, shown alongside returns. A percentage on its own can’t tell you whether an account grew because it earned or because you funded it. Account rows now show contributions next to the return, and your monthly recap reports market gain and return as separate lines. Scrub the portfolio chart and the chip gives you a dollar figure and a percent on the same basis at every point.

Available now

All of it is live in NetTrack 1.6.10 on the App Store. Apple Wallet connections are free on every plan; investment tracking is part of NetTrack Pro.

If you’ve got an Apple Card sitting in a manual account gathering dust — or you’re in the UK and have been waiting for a way in — this is the update to open.
August 20, 2026
Your Car Is Part of Your Net Worth Now
For most people, a car is one of the biggest things they own — and one of the biggest blind spots in their net worth. You either leave it out entirely, or you type in a number once and let it quietly go stale while the car depreciates underneath it.

NetTrack 1.6.4 fixes that. Add your car once, and its value stays current on its own.

Add a vehicle in one step

On the Add account screen, tap Track a vehicle and enter your VIN — it’s on your registration, insurance card, or the driver-side door jamb. Current mileage and a nickname are optional, but mileage makes the estimate noticeably sharper.

That’s it. No picking your trim from a dropdown, no guessing at condition tiers — the VIN identifies your exact year, make, model, and trim.

A real market value, not a guess

Your vehicle’s value comes from recent listings for cars like yours, adjusted for your mileage. You see the estimate, the range around it, and how it was built — how many listings, and how confident the estimate is.

The value refreshes automatically every month, so depreciation shows up in your net worth as it happens — no manual updates, no stale numbers. A history chart tracks the value over time, with the same 1M / 3M / YTD / 1Y / All ranges as the rest of the app.

A few details worth knowing:
- Update your mileage anytime from the vehicle screen — the next refresh prices against it.
- Disagree with the estimate? Set your own value. Your number is what counts toward your net worth, while the market estimate keeps updating alongside it so you can see the drift.
- Your budget stays clean. Vehicle value changes are tracked in net worth, but they stay out of your budget’s Ready to Assign by default — depreciation isn’t money you can spend.
Available now

Vehicle tracking is live in NetTrack 1.6.4 on the App Store and on the web, included in NetTrack Pro.

Got a boat, motorcycle, or something else without a VIN in our coverage? Tell us — we’re deciding what to value next.
August 3, 2026
Split Transactions, Notes, and Bulk Editing Are Here
One credit card charge is rarely one kind of spending. The $180 Costco run is groceries and household stuff and a new hoodie. The Amazon order is a gift, office supplies, and a phone case. Until now, NetTrack made you pick a single category and live with the distortion.

This update fixes that — and makes cleaning up your transactions dramatically faster while we’re at it. Here’s what’s new in NetTrack 1.6.2.

Split transactions

You can now break any transaction into pieces, each with its own category and amount. Open a transaction, tap Split transaction, and divide it up — the pieces have to add up to the original, and a live counter shows what’s left to assign (with a one-tap “rest” shortcut for the last piece).

Once split, the pieces behave like real transactions everywhere: your cash flow, spending reports, and budgets count what actually happened instead of one lump under “Shopping.” The original charge is never modified — it’s kept behind the scenes, and you can unsplit at any time to restore it exactly as it was.

A few details we sweated so you don’t have to:
- Day totals in your activity feed still add up to the penny — the pieces replace the original, never double-count it.
- Your auto-categorization rules won’t fight your splits. A rule like “Costco → Groceries” leaves split pieces alone.
- Recurring detection still sees the real charge, so splitting a subscription won’t break its history.
Splits are part of NetTrack Pro, alongside Rules, Recurring, and Budgeting.

Notes on transactions

Sometimes the transaction itself doesn’t tell the story. “Split with roommates — they Venmo’d me back.” “Tax deductible — home office.” “Warranty expires July 2028.”

Every transaction now has a notes field. Add context while it’s fresh, and find it again later — search in the Activity tab matches your notes, not just merchant names. Future-you will thank present-you at tax time.

Multi-select and bulk editing

Fixing transactions one at a time was the slowest part of keeping your data clean. Now: long-press any transaction in the Activity tab to enter selection mode, tap to select as many as you like, and apply one action to all of them — recategorize, set the type, add tags, or delete.

It composes with filters, too. Filter to a merchant or a date range, select everything that’s left, and fix a month of miscategorized transactions in about four taps.

Available now

All three features are live in NetTrack 1.6.2 on the App Store. Notes and multi-select are free for everyone; splits are included in NetTrack Pro.

Got a messy merchant or a workflow that’s still slower than it should be? Tell us — most of this update came directly from user requests.
July 29, 2026
New in NetTrack: Milestones
We just shipped a batch of updates that make NetTrack feel more rewarding to use — and give you a direct line to the people building it. Here’s what’s new.

Milestones — every financial win, celebrated

Tracking net worth is motivating on its own, but the big moments deserve more than a number ticking up. Milestones automatically marks them and gives you a badge for each:
- Net-worth records — every time you cross a new threshold
- Debt paydown — milestones on the way down, all the way to debt-free
- Savings goals — progress at 25%, 50%, 75%, and the moment you hit 100%
When you cross one, NetTrack celebrates it — and the badge is yours to keep.

You’ll find your badges right on the Home screen. Tap on your Net Worth to open the statistics sheet, and you’ll see the Milestones banner. Tap on it to open the full screen.

Turn on milestone alerts in Settings → Notifications to get a heads-up the moment you hit one.

Try it out

Update to the latest version of NetTrack, then:
1. Check your Home screen for new milestone badges.
2. Head to Settings to message the team or browse Ideas.
3. Drop us a feature request — we’re reading every one.
Open NetTrack and see what you’ve earned.
June 29, 2026