We just shipped a batch of updates that make NetTrack feel more rewarding to use — and give you a direct line to the people building it. Here’s what’s new.
Milestones — every financial win, celebrated
Tracking net worth is motivating on its own, but the big moments deserve more than a number ticking up. Milestones automatically marks them and gives you a badge for each:
Net-worth records — every time you cross a new threshold
Debt paydown — milestones on the way down, all the way to debt-free
Savings goals — progress at 25%, 50%, 75%, and the moment you hit 100%
When you cross one, NetTrack celebrates it — and the badge is yours to keep.
You’ll find your badges right on the Home screen. Tap on your Net Worth to open the statistics sheet, and you’ll see the Milestones banner. Tap on it to open the full screen.
Turn on milestone alerts in Settings → Notifications to get a heads-up the moment you hit one.
Try it out
Update to the latest version of NetTrack, then:
Check your Home screen for new milestone badges.
Head to Settings to message the team or browse Ideas.
Drop us a feature request — we’re reading every one.
For the past few months, two requests have consistently topped the list:
A proper Light Mode.
An easier way to manage accounts on existing bank connections.
Today’s release delivers both.
Light Mode
Light Mode is here.
We redesigned it from the ground up to match the cleaner, simpler direction NetTrack has been moving toward. The new theme keeps the same focus on readability and data density while feeling much brighter during daytime use.
You can switch between:
Dark
Light
System (follows your device setting)
Just head to Settings → Appearance and choose the style you prefer.
Manage Existing Connections Without Reconnecting
Previously, if your bank added a new account or you closed an old one, updating NetTrack wasn’t always obvious.
Now when you select an institution you’ve already connected, you’ll see a dedicated update flow.
Simply select your existing connection and choose Add or update accounts. NetTrack will refresh the institution and let you include newly available accounts without creating a duplicate connection.
Why This Matters
Many banks let you have multiple accounts under a single login, and those accounts change over time.
NetTrack should adapt with you.
Whether you’re opening a new high-yield savings account, adding a brokerage account, or closing an old credit card, keeping your dashboard accurate should take seconds—not a full reconnect.
Available Now
Both features are available today:
Light Mode
System Appearance Support
Dedicated Account Update Flow
Easier Account Add/Remove Management
As always, thank you for the feedback and feature requests. Many of NetTrack’s best improvements start with user suggestions, and these two features are a direct result of that.
We’re excited to announce one of the biggest NetTrack updates yet. This release helps you answer three important questions:
How much income are my investments generating?
Am I on track to reach my financial goals?
Is my portfolio actually healthy?
With new Dividend Tracking, Goal Projections, and Investment Health Analytics, NetTrack now gives you deeper insight into both your current finances and your future financial progress.
Dividend Tracking Has Arrived
For many investors, dividends are a critical part of long-term wealth building. Until now, dividend income was often buried inside brokerage statements and transaction histories.
NetTrack now brings dividend income front and center.
Whether you’re building a dividend portfolio or simply collecting income from ETFs, you can now see exactly where your cash flow is coming from and how it’s growing over time.
Soon to come – future dividend projections.
Goal Projections
Saving for a vacation, emergency fund, house down payment, wedding, or any major life milestone is easier when you know whether you’re on pace to reach your target.
Our new Goal Projections feature takes the guesswork out of goal planning.
NetTrack automatically analyzes your historical savings activity and projects when you’ll likely reach your goal.
If you’re falling behind, we’ll show exactly how much additional monthly savings is needed to hit your target date.
No spreadsheets. No manual calculations.
Just a clear picture of where you stand.
Investment Health Analytics
Portfolio value alone doesn’t tell the full story.
A portfolio that gained 10% might still carry excessive risk, poor diversification, or concentration issues.
That’s why we’ve introduced Investment Health.
NetTrack now calculates:
Volatility
Beta
Sharpe Ratio
Maximum Drawdown
Concentration Risk
Diversification Warnings
You’ll also receive actionable insights when your portfolio becomes overly concentrated in a single holding.
For example:
“33% of your portfolio is in VOO.”
This helps investors identify potential risks before they become problems.
Instead of simply tracking performance, NetTrack now helps you understand the quality of your portfolio construction.
Why This Matters
Most financial apps show balances.
NetTrack is focused on helping you make better financial decisions.
With this release you can:
Understand your dividend income
Stay on track toward savings goals
Measure portfolio risk and diversification
Make more informed investment decisions
Together, these features move NetTrack beyond simple net worth tracking and closer to becoming a complete financial command center.
Available Now
Dividend Tracking, Goal Projections, and Investment Health are available today in the latest version of NetTrack.
The best financial decisions start with visibility – and this release gives you more visibility than ever before.
We’re excited to launch one of the most requested features in NetTrack: Goals.
Goals bring intentional saving directly into your budgeting workflow, making it easier to plan for the future while keeping your finances organized in one place.
Whether you’re building an emergency fund, saving for a vacation, or working toward a house down payment, Goals helps you track progress automatically as your accounts grow.
Savings Goals Built Into Your Budget
Goals are fully integrated into the Budget experience in NetTrack. Instead of managing savings separately in spreadsheets or disconnected apps, you can now create and track goals directly alongside your monthly budget.
With Goals, you can:
Create custom savings goals
Set target amounts
Assign one or more accounts to each goal
Configure goal priority
Track funding progress automatically
View total progress across all goals
As your linked account balances change, your goals update automatically in real time — no manual tracking required.
Flexible Goal Tracking
Every goal can be customized to match how you actually save money.
Want to dedicate a high-yield savings account entirely to your emergency fund? You can assign that account directly to the goal.
Saving for multiple things from the same account? Goals can still track progress automatically while helping you prioritize what matters most.
You can create goals for things like:
Emergency funds
Vacations
House down payments
Weddings
New cars
Investment milestones
Anything else you’re saving toward
Shared Household Goals
We’re also introducing Household Goals.
With the new Household settings, NetTrack now supports shared savings goals between household members. This makes it easier for couples and families to collaborate on larger financial milestones together.
One of the biggest goals with this release was reducing manual work.
Most budgeting apps require constant updates and maintenance. NetTrack Goals are designed to stay in sync automatically using your connected accounts and real balances.
That means less time managing spreadsheets — and more time actually making progress toward your financial goals.
Available Now
Goals are now available in the latest version of NetTrack.
To get started:
Open the Budget tab
Tap into Savings Goals
Create your first goal
Assign accounts and priorities
Watch your progress update automatically
We’re excited to continue expanding budgeting and planning tools inside NetTrack, and this is just the beginning.
Your home is one of the biggest pieces of your net worth — now it finally updates alongside the rest of your finances in NetTrack.
With our new Real Estate Tracking feature, you can add properties directly into NetTrack and automatically track their estimated value over time. Whether it’s your primary home, a rental property, or an investment property, NetTrack now gives you a more complete picture of your financial world.
What’s New
Track Any Property
Simply enter an address and NetTrack will automatically estimate the property’s current market value.
No spreadsheets. No manual Zestimate checks. Just one place to monitor your entire financial picture.
Automatic Valuation Updates
Property values update automatically so your net worth reflects real estate market movements over time.
You’ll also see historical value trends directly inside the property page.
Real Estate Included in Net Worth
Your property values are now integrated directly into your overall net worth calculations, helping you see the full picture across:
Cash
Investments
Retirement accounts
Credit cards & loans
Crypto
Real estate
Why We Built It
A lot of net worth trackers ignore real estate entirely — even though for many people it’s their largest asset.
We wanted NetTrack to become the single source of truth for your financial life, and that means including property ownership right alongside your bank accounts, investments, and budgets.
Designed for Simplicity
Adding a property takes seconds:
Open “Add Account”
Tap “Track a Property”
Enter an address
NetTrack handles the rest
No complicated setup required.
Available Now
Real Estate Tracking is now live in NetTrack on iOS and Android.
We’re continuing to expand NetTrack into a complete financial command center — with budgeting, investments, AI insights, financial health scoring, and now real estate tracking all in one place.
Today we’re rolling out two of the biggest additions to NetTrack yet: Financial Health Scores and AI Insights.
The goal with this release is simple: help you understand not just what your financial numbers are, but what they actually mean.
Most finance apps stop at dashboards and charts. NetTrack now goes a step further by turning your financial data into a real-time health score and personalized insights that explain the story behind your money.
Financial Health Score
Your new Financial Health Score gives you a single 0–100 rating based on the core metrics that actually determine long-term financial stability.
Instead of manually trying to piece together savings, debt, spending, and growth trends across dozens of charts, NetTrack now summarizes everything into one clear score.
The score is built from five weighted components:
Savings rate
Net worth growth
Debt-to-asset ratio
Emergency runway
Spending stability
Each category contributes to your overall score and includes actionable feedback explaining what’s helping or hurting your financial position.
For example:
“Raise savings rate to 20% to max this out.”
“Near-zero leverage.”
“10.6 months of runway — well covered.”
The result is a living financial health system that updates automatically as your finances change.
Whether you’re aggressively building wealth, paying down debt, or simply trying to stay on track, the score gives you a fast way to measure progress over time.
AI Insights
We’re also launching AI Insights — personalized financial summaries generated directly from your real transaction and investment activity.
Instead of digging through transaction lists and portfolio screens, NetTrack now surfaces important events automatically.
Examples include:
Large debt paydowns
Changes in net worth
Investment performance drivers
Spending pattern changes
Income trends
Cash flow anomalies
The insights are designed to feel more like a financial analyst reviewing your accounts rather than a generic budgeting app notification.
Some recent examples:
“Your investment portfolio rose 0.78% this week, led by strong performance from SBUX and INKT.”
“You settled $5,782 in balances across Amex, Chase, and Citi accounts.”
“Net worth crossed the $470k threshold.”
The goal is to help you quickly understand:
What changed
Why it changed
What impact it had on your overall financial picture
Why We Built This
One thing we kept hearing was:
“I can see my numbers, but I don’t really know if I’m doing well.”
That’s exactly the problem this release is designed to solve.
NetTrack is evolving from a passive dashboard into a system that actively helps you understand and improve your finances.
The Financial Health Score gives you a benchmark. AI Insights explain the movement behind the benchmark.
Together, they create a much clearer picture of your overall financial trajectory.
Available Now
Financial Health Scores and AI Insights are now rolling out in the latest version of NetTrack.
Update the app and explore the new features from the dashboard.
More AI-powered analysis, forecasting, and personalized recommendations are already in development.
We just shipped the biggest update in NetTrack’s history.
This isn’t just a feature release — it’s a complete redesign of the app from the ground up, focused on one thing: making it dramatically easier to understand and manage your money.
A Fresh Start
Over the past few months, we took a step back and rethought everything.
How should a net worth app feel?
What information actually matters day-to-day?
Where do people get stuck?
The result is a completely rebuilt experience — faster, cleaner, and more intuitive across every screen.
You’ll notice it immediately.
A Brand New Look
NetTrack now has a fully redesigned interface and a new visual identity.
A modern, minimal design that puts your data front and center
Smoother navigation between core areas like Net Worth, Activity, and Budget
A new logo and updated color system designed for clarity
Everything is simpler, more consistent, and easier to scan at a glance.
A Better Net Worth Experience
Your net worth dashboard is now more actionable and easier to understand.
Clear monthly changes with visual trends
Improved charts that highlight real progress over time
Faster load times and smoother interactions
Instead of just showing numbers, NetTrack now helps you see momentum.
Activity That Actually Feels Usable
We rebuilt the transactions experience to feel fast and effortless.
Cleaner transaction list with better categorization
Improved merchant display and account context
Faster scrolling and search
Whether you’re reviewing spending or digging into details, it just feels smoother.
Budgeting That Makes Sense
Budgeting has been redesigned to be more intuitive and flexible.
“Ready to Assign” makes it clear how much money you still have to allocate
Category groups are easier to scan and manage
Overspending is surfaced clearly without being overwhelming
It’s a system that helps you stay in control without feeling like work.
Built for Speed
Under the hood, NetTrack has been completely rebuilt.
Faster performance across the app
More reliable data syncing
A foundation that lets us ship new features much быстрее
This update isn’t just about today — it sets us up for everything coming next.
What’s Next
This redesign is just the beginning.
We’re already working on:
Smarter insights into your spending and saving habits
More powerful investment tracking
Expanded automation and rules
Our goal is simple: make NetTrack the easiest way to understand your financial life.
Try It Now
Update the app and explore the new NetTrack.
As always, we’d love your feedback — this release was shaped heavily by what you told us, and we’re just getting started.
We’ve been hard at work expanding NetTrack’s investment experience—and this is one of our biggest updates yet.
This release gives you more control, better insights, and a smoother way to track your portfolio, whether you’re fully automated with Plaid & SnapTrade or managing things manually.
Manual Investments Are Here
Not every investment account connects perfectly—and now it doesn’t have to.
You can now:
Add investments manually
Track individual holdings across accounts
Maintain a complete view of your portfolio, even for unsupported brokers or assets
This is a huge unlock for anyone with private investments, manual trades, or accounts that don’t sync reliably.
Built-In Ticker Research
We’ve added a dedicated research experience directly inside NetTrack.
Search for any stock or ticker and instantly view:
Real-time pricing
Performance across time ranges (1W, 1M, 3M, YTD, etc.)
Clean, focused charts
No more jumping between apps just to check a stock—you can research and act in one place.
Watchlists
Found something interesting? Save it.
With watchlists, you can:
Track tickers you’re considering
Monitor performance before investing
Keep tabs on key companies without adding them to your portfolio
This pairs perfectly with the new research flow and makes NetTrack feel much more like a true investing companion—not just a tracker.
Portfolio vs S&P 500 Comparison
One of the most important questions in investing is simple: am I actually outperforming the market?
Now you can answer that instantly.
NetTrack now lets you compare your portfolio directly against the S&P 500 (SPY), so you can:
See if you’re outperforming or lagging the market
Visualize your returns side-by-side
Understand performance in context—not just raw gains
Your portfolio performance now tells a much clearer story.
Improved Portfolio Experience
We’ve also upgraded the portfolio view to make insights clearer and more actionable:
Time range filtering for deeper analysis
Cleaner performance breakdowns with gains, cost basis, and returns
More intuitive charts and visualizations
Your portfolio should be easy to understand at a glance—and now it is.
What This Means
NetTrack is evolving beyond just “net worth tracking.”
With this release, we’re moving toward a full financial command center:
We just rolled out a new update to NetTrack focused on one thing: making your experience faster and more intuitive.
If you’ve been manually tracking transactions or organizing accounts, this release should feel noticeably smoother.
Smarter Manual Transactions (Auto-Fill)
Adding transactions just got a lot easier.
When you start typing a merchant name, NetTrack now suggests matches from your previous transactions and automatically fills in key details like category, tags, and account.
This means:
Less typing
More consistency in your data
Faster daily tracking
If you frequently log the same expenses (coffee, groceries, subscriptions), this makes a huge difference.
Reorder Your Accounts
You can now fully customize how your accounts are organized.
Just long press and drag to reorder accounts within a group. Whether you want your primary checking account at the top or prefer to group things differently, you’re in control.
This is especially helpful as you add more accounts and want your dashboard to reflect what matters most to you.
Net Worth Projections
We’ve added a new projections feature to help you see where you’re headed.
You can now:
Estimate your future net worth
Adjust monthly savings
Set expected annual return
Factor in inflation
This gives you a simple way to answer questions like:
“Am I on track?”
“What happens if I save a bit more each month?”
“How does inflation impact my long-term growth?”
It’s a powerful way to connect your day-to-day tracking with your long-term goals.
Why This Matters
A lot of NetTrack users prefer manual tracking over Plaid — and we get it. It gives you more control and awareness.
This update is designed to make manual tracking just as fast and frictionless as possible, while also giving you better insight into the future.
More improvements are coming soon. As always, feedback is huge — keep it coming.
Managing your money starts with understanding it. That’s why we’re excited to introduce Spending Reports, now available in the NetTrack mobile app for Pro subscribers.
Three Ways to Slice Your Spending
Spending Reports let you analyze your expenses from the angle that matters most to you:
By Category — See how much you’re spending on Groceries, Dining, Entertainment, Rent, and more. Quickly spot which areas of your life are costing the most.
By Merchant — Find out exactly how much you’re giving to Amazon, Starbucks, or your favorite takeout spot. Sometimes the totals are surprising.
By Tag — If you use custom tags to organize your transactions (like “vacation,” “wedding,” or “side hustle”), you can now see totals for each one.
Each group shows you the total amount, number of transactions, and its percentage of your overall spending — with a visual bar so you can compare at a glance.
Whether you’re trying to cut back on discretionary spending, track business expenses, or just get a clearer picture of your financial habits, Spending Reports gives you the visibility to make smarter decisions.
Update to the latest version of NetTrack to try it out.
